Updated November 2, 2026 · Reviewed for accuracy by a licensed Uniform electrical contractor before publication
| Four-point inspection | Home inspection | Electrical evaluation | |
|---|---|---|---|
| Purpose | Insurer's view of major systems | Buyer's overview of the home | Diagnose and quote repairs |
| Who does it | Licensed inspector or contractor per insurer rules | Home inspector | Licensed electrician |
| Result | A form for the insurer | A report of findings | A written repair estimate |
If the four-point flags electrical items
Insurers commonly look at panel type and condition, wiring type and visible hazards. If something is flagged, an electrical evaluation gives you a written scope to correct it. Ask your insurer exactly what documentation they need.
We can't promise an insurer's decision. We can fix what's flagged and document it.